| Advertising Material |
| Legal Disclaimer |
The purpose of this website is NOT to provide "bankruptcy assistance" as that
term is defined in 11 U.S.C. 101(4A) but rather to provide free-of-charge
access to copyrighted materials about bankruptcy to help people find answers
to questions they may have. While 11 U.S.C. 527 requires a debt relief agency
to provide a written notice pursuant to 11 U.S.C. 342(b)(1) as well as other
notifications, and while 11 U.S.C. 528 requires a debt relief agency to execute
a written contract with assisted persons within five days of providing service as
well as other things, the owner of this Site interprets these and all similar
provisions of the Bankruptcy Code to not apply to the free dissemination of
copyrighted material on a website. Surely Congress did not intend by the
broad provisions of 11 U.S.C. 527 and 528 to chill the free dissemination of
information or otherwise trample the First Amendment to our Constitution.
The information contained in this Site is for general guidance on matters of
interest only. The application and impact of laws can vary widely based on the
specific facts involved. Given the changing nature of laws, rules and
regulations, and the inherent hazards of electronic communication, there may
be delays, omissions or inaccuracies in information contained in this Site.
Accordingly, the information on this Site is provided with the understanding that
the authors and publishers are not herein engaged in rendering legal,
accounting, tax, or other professional advice and services. As such, it should
not be used as a substitute for consultation with professional accounting, tax,
legal or other competent advisers. Before making any decision or taking any
action, you should consult a professional.
While we have made every attempt to ensure that the information contained in
this Site has been obtained from reliable sources, Joseph A. Ross is not
responsible for any errors or omissions, or for the results obtained from the
use of this information. All information in this Site is provided “as is,” with no
guarantee of completeness, accuracy, timeliness or of the results obtained
from the use of this information and without warranty of any kind, express or
implied, including but not limited to warranties of performance, merchantability
and fitness for a particular purpose. In no event will Joseph A. Ross, his
related partnerships or corporations, or the partners, agents or employees
thereof be liable to you or anyone else for any decision made or action or
inaction taken in reliance on the information in this Site or for any
consequential, special or similar damages, even if advised of the possibility of
such damages.
Certain links in this Site connect to other Web Sites maintained by third parties
over whom Joseph A. Ross has no control. Joseph A. Ross makes no
representations as to the accuracy or any other aspect of information
contained in other Web Sites.
Copyright © 1997 to 2008 by Joseph A. Ross. All rights reserved.
This website is designed to provide general information only. The information
presented in this site should not be construed to be formal legal advice nor the
formation of an attorney-client relationship. Persons accessing this website
are encouraged to seek independent legal counsel for guidance regarding
their individual circumstances.
term is defined in 11 U.S.C. 101(4A) but rather to provide free-of-charge
access to copyrighted materials about bankruptcy to help people find answers
to questions they may have. While 11 U.S.C. 527 requires a debt relief agency
to provide a written notice pursuant to 11 U.S.C. 342(b)(1) as well as other
notifications, and while 11 U.S.C. 528 requires a debt relief agency to execute
a written contract with assisted persons within five days of providing service as
well as other things, the owner of this Site interprets these and all similar
provisions of the Bankruptcy Code to not apply to the free dissemination of
copyrighted material on a website. Surely Congress did not intend by the
broad provisions of 11 U.S.C. 527 and 528 to chill the free dissemination of
information or otherwise trample the First Amendment to our Constitution.
The information contained in this Site is for general guidance on matters of
interest only. The application and impact of laws can vary widely based on the
specific facts involved. Given the changing nature of laws, rules and
regulations, and the inherent hazards of electronic communication, there may
be delays, omissions or inaccuracies in information contained in this Site.
Accordingly, the information on this Site is provided with the understanding that
the authors and publishers are not herein engaged in rendering legal,
accounting, tax, or other professional advice and services. As such, it should
not be used as a substitute for consultation with professional accounting, tax,
legal or other competent advisers. Before making any decision or taking any
action, you should consult a professional.
While we have made every attempt to ensure that the information contained in
this Site has been obtained from reliable sources, Joseph A. Ross is not
responsible for any errors or omissions, or for the results obtained from the
use of this information. All information in this Site is provided “as is,” with no
guarantee of completeness, accuracy, timeliness or of the results obtained
from the use of this information and without warranty of any kind, express or
implied, including but not limited to warranties of performance, merchantability
and fitness for a particular purpose. In no event will Joseph A. Ross, his
related partnerships or corporations, or the partners, agents or employees
thereof be liable to you or anyone else for any decision made or action or
inaction taken in reliance on the information in this Site or for any
consequential, special or similar damages, even if advised of the possibility of
such damages.
Certain links in this Site connect to other Web Sites maintained by third parties
over whom Joseph A. Ross has no control. Joseph A. Ross makes no
representations as to the accuracy or any other aspect of information
contained in other Web Sites.
Copyright © 1997 to 2008 by Joseph A. Ross. All rights reserved.
This website is designed to provide general information only. The information
presented in this site should not be construed to be formal legal advice nor the
formation of an attorney-client relationship. Persons accessing this website
are encouraged to seek independent legal counsel for guidance regarding
their individual circumstances.
| Advertising Material |
We are a debt relief agency. We
help people file for bankruptcy
relief under the Bankruptcy
code. The services and/or
benefits we provide are with
respect to Title 11 of the United
States Code.
help people file for bankruptcy
relief under the Bankruptcy
code. The services and/or
benefits we provide are with
respect to Title 11 of the United
States Code.
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |